How to Enable Two-Factor Authentication

Two-factor authentication adds a critical layer of security to your Navy Federal account. To enable 2FA, log into your account and navigate to Settings > Security Preferences. Choose your preferred verification method: text message, email, or authenticator app. Each time you log in from a new device, you'll need to enter a one-time code sent to your chosen method. This ensures that even if someone steals your password, they cannot access your account without the second factor. This guide walks you through the complete setup process.